On October 26, 2025, BNUBS grandly held the third appointment ceremony of off - campus tutors for financial technology and the seminar on the development trends and talent cultivation of financial technology in the lecture hall of the Electronic Building.

Qi Yudong, Dean of BNUBS, attended the appointment ceremony and delivered a speech. He expressed his heartfelt gratitude and warm welcome to the off - campus tutors for financial technology. He pointed out that since the first batch of financial technology majors were set up in 2021, BNUBS has actively responded to the strategy of a financial power and promoted the cultivation of financial technology talents. Over the past four years, the off - campus tutors of the first two batches have actively participated in the cultivation of financial technology talents through various forms such as regular guidance, participation in teaching, holding a series of lectures, and providing internship resources, effectively improving students' professional awareness, practical ability, and career development prospects. BNUBS looks forward to further deepening cooperation and innovating cooperation forms with the off - campus tutors of the third batch, and continuously contributing to the cultivation of high - quality financial technology talents and serving the strategic needs of the country.

On October 26, 2025, BNUBS grandly held the third appointment ceremony of off - campus tutors for financial technology and the seminar on the development trends and talent cultivation of financial technology in the lecture hall of the Electronic Building.

Qi Yudong, Dean of BNUBS, attended the appointment ceremony and delivered a speech. He expressed his heartfelt gratitude and warm welcome to the off - campus tutors for financial technology. He pointed out that since the first batch of financial technology majors were set up in 2021, BNUBS has actively responded to the strategy of a financial power and promoted the cultivation of financial technology talents. Over the past four years, the off - campus tutors of the first two batches have actively participated in the cultivation of financial technology talents through various forms such as regular guidance, participation in teaching, holding a series of lectures, and providing internship resources, effectively improving students' professional awareness, practical ability, and career development prospects. BNUBS looks forward to further deepening cooperation and innovating cooperation forms with the off - campus tutors of the third batch, and continuously contributing to the cultivation of high - quality financial technology talents and serving the strategic needs of the country.

Off - campus tutor representatives Guo Xiaoyu and Song Jian delivered speeches.

The speech and appointment ceremony were presided over by Jiang Jie, the Associate Dean of BNUBS. Qi Yudong, Dean of BNUBS, issued appointment letters to the off - campus tutors for financial technology present one by one and took group photos.

Jiang Jie, the Associate Dean of BNUBS, presided over the ceremony.

Issuing appointment letters

After the appointment ceremony, the participating guests jointly discussed the development trends of financial technology and talent cultivation. The seminar was presided over by Hu Haifeng, the director of the Department of Finance of BNUBS.

Hu Haifeng, the director of the Department of Finance of BNUBS, presided over the seminar

Jiang Jie, the Associate Dean of BNUBS, reported on the construction of the financial technology major in BNUBS. In the context of the financial power strategy and the rapid development of science and technology, the social demand for "science and technology + finance" compound talents has increased explosively. However, the cultivation of financial technology talents in universities still faces challenges such as disconnection from social needs, a cultivation model of "emphasizing patchwork but neglecting integration", insufficient teaching competence in emerging fields, and resource and vision barriers caused by closed - door schooling. In order to deal with these challenges, based on the cultivation concept of demand - driven and professional optimization, the cultivation model of interdisciplinary and ideological and political integration, and the cultivation mechanism of an open ecosystem and independence, BNUBS has constructed an innovative financial technology talent - cultivation system and achieved remarkable talent - cultivation results. In the future, it will adhere to the right path, work persistently, give full play to the role of off - campus tutor resources, further deepen the reform of independent financial talent cultivation, and continue to explore and innovate in terms of based on national conditions, cultivating people with morality, teaching students in accordance with their aptitudes, empowering with digital intelligence, integrating resources, and open sharing.

Vice Dean Jiang Jie reported on the construction of the financial technology project

Guo Xiaoyu, the founder and CEO of Medln. AI, explored how to deal with the pressure of medical payments, promote the transformation of commercial insurance through AI and large - model technologies in the context of the accelerating aging population's "silver economy", and construct a data - driven health management and insurance payment closed - loop. At present, the social insurance funds are insufficient, the commercial insurance system is not yet perfect, and the elderly face a huge gap in medical payments; the use of AI technologies such as the opening of medical insurance data and time - series modeling and causal reasoning helps to achieve disease risk prediction, personalized intervention, and accurate insurance pricing and cost control. Through cross - industry collaboration, policy support, and cross - border talent cultivation, health management will ultimately be transformed into quantifiable and tradable financial assets.

Huang Butian, the founder and chairman of Yunxiang, delivered a speech online. He introduced the national major science and technology projects undertaken by Yunxiang and pointed out that there are huge opportunities for blockchain technology in the construction of new financial infrastructure, digital currency bridges, and cross - border payments. He looks forward to cooperating with Beijing Normal University in the future to jointly solve the major strategic needs of the development of national financial technology.

Song Jian, the vice president and dean of the Research Institute of Yongyou Seentao Technology Co.,Ltd., suggested that students keep up with the international trends of financial technology, recognize the external challenges and internal advantages of China's financial institutions, understand the financial "five major articles", learn in practice, consolidate the foundation of mathematics, statistics, computer science, and data science, promote the deep integration of artificial intelligence and traditional financial courses, actively participate in scientific research projects and thesis writing, and develop real skills to achieve their dreams.

Xu Weijie, the vice president of the Beijing Branch of the Postal Savings Bank of China, pointed out that financial technology has irreversibly reshaped the traditional business form and entered a new stage of deepening data application and comprehensive digital transformation; the global market has a huge demand for "finance + technology" compound talents. Financial technology talents need to have five core capabilities at the same time, including financial professionalism, technical application, compliance and safety, innovative thinking, and data analysis. He introduced that the branch systematically cultivates compound talents who understand both business and technology through mechanisms such as the "Morning Star Plan", "Stellar Plan", "Integration of Business and Technology", and "Postal Savings Brain", emphasizing that qualified talents must first understand the underlying logic of finance thoroughly and then use technical means to empower financial services and improve efficiency.

Xu Yerun, the chief strategy officer and vice president of Shenzhen Kingdom Sci-Tech Co., Ltd, pointed out that 2023 is the watershed between the intelligent financial technology driven by large - models and the traditional financial technology, and generative AI has integrated and upgraded traditional technologies such as knowledge graphs. At present, the financial technology in the capital market still focuses on the four major investment links of investment research, portfolio, risk control, and trading, and presents two major trends: first, the proprietary business (especially quantitative investment) has become the core application scenario; second, AI agents are surpassing and integrating the early automation tools. The future direction of financial technology lies in the deep integration of data assetization, blockchain, and AI agents, as well as the digitalization of cross - border finance. He sent a message to the students that resilience, self - learning ability, and the ability to grasp the pulse of the market are important qualities for career success.

Yuan Wei, the founder and general manager of Beijing Daokou Jinke Technology Company, combined with his entrepreneurial practice since 2018 and shared his cognitive evolution and current thinking in the field of using financial technology to identify the risks of small and medium - sized enterprises. He reviewed the experience from widely "finding data" in the early stage to achieving "ultimate online - based" and digital risk control through algorithms and supply - chain and industrial - chain relationships in the middle stage, and pointed out that in recent years, due to factors such as the accelerating competition among financial institutions and the rapid change of the industrial - chain pattern, the non - performing loan rate of small and medium - sized enterprises has increased, making the pure online risk - control model face challenges such as insufficient interpretability and difficulty in accurately reflecting the regional micro - industrial situation. The future solution will no longer solely pursue pure online - based, but turn to the combination of online and offline to enhance the interpretability and accuracy of risk control, and is committed to constructing a deeper industrial - chain knowledge and architecture that integrates regional spatial attributes through AI. He emphasized the importance of maintaining the original intention in the changing times and will provide data, internship positions, and computing power resources for the students' research and practice.

Zou Chuanwei, the Dean of the Jiangsu Jinke Digital and Technology Finance Research Institute, focused on introducing the upgrade plan of the digital RMB 2.0 version. He pointed out that the original intention and goals of the digital RMB include improving the efficiency of currency issuance and payment, enhancing the public's confidence in the RMB, developing inclusive finance, meeting specific payment needs, promoting the internationalization of the RMB, and promoting fair competition in the retail payment market. The digital RMB 2.0 version will retain the two - tier operation framework and the broad - account system in the 1.0 version, break through the M0 positioning and the 100% reserve requirement issuance model, be included in the balance sheet, adopt a partial reserve requirement ratio, and pay interest on reserves (reducing the capital cost of banks), provide more incentives for users through interest payment, alleviate users' concerns about privacy protection, have a more extensive application scenario, and can support various financial services such as deposits, loans, remittances, investments, and wealth management.

Off - campus tutors spoke at the seminar

BNUBS will always aim at the strategic needs of a financial power, continue to closely cooperate with off - campus tutors for financial technology, and construct a normalized and in - depth collaborative education mechanism. It will gather the joint forces of schools and enterprises with an open ecosystem, break down resource barriers, innovate the talent - cultivation paradigm of financial technology through cross - integration, reshape the curriculum system and teaching mode, and continuously improve the financial talent - cultivation system, so as to provide strategic support for higher education for the construction of a financial power.

Group photo of participating guests

Participating teachers and students

Contributed by The Department of Finance

Edited by Xiang Hongyu

Reviewed by Jiang Jie